If you are looking for an investment income mortgage, then a consistent track record is important. Affordability criteria still apply, and a specialist lender is often the only option.
With relatively liquid or leverageable assets, lenders are nervous about the viability of the income going forward. Also, you have the additional variable of market performance and with 2008 still fresh in lenders minds, that is why this can be tricky. Not all lenders take this view, but it is rarely a high street option.
We understand that without a standard monthly salary the mortgage market can be hard to navigate. This is not just in terms of borrowing level, but type of mortgage, interest rate, term and fees.
We can advise you on which lender is the most appropriate for you, when seeking an investment income mortgage, depending on the level of borrowing you are looking for. We work for you to present your case to the most suitable lender for a positive outcome for you and your family.
A mortgage is such a large financial commitment. Your loan affordability is carefully scrutinised by the lender. Those with a complex income can find this quite a painful process. We ease this pain for you.
As you can see above, the more complex the income, the more help you often need to be approved for an investment income mortgage.
We specialise in this area, so would encourage you to speak to one of the The Team. We can advise you on what your options are before progressing too far with an application. This will ensure you get a smooth experience when applying for your mortgage.
We care about finding you the best investment income mortgage
Call our expert advisers now
0207 935 7866
or
Head Office
The Leather Market, Unit 13.1.1, 11-13 Weston Street, London, SE1 3ER
Call 0207 935 7866
Email info@rosecp.co.uk
A fee of up to 1% of the mortgage amount may be charged depending on your circumstances (ie. £1000 on a £100,000 mortgage). A typical fee is £495 plus we will receive commission from the lender.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Rose Capital Partners Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy-to-Let. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Rose Capital Partners Ltd. Registration No. 08843654 registered in England and Wales. Registered Address, Leigh Saxton Green, Clearwater House, 4-7 Manchester Street, London W1U 3AE.