Interest Rates

Rise in interest rates expected

I have been quite flattered of late as I have been approached by several journalists and news outlets for commentary around the expected rise in interest rates. I have selected a few of the more interesting snippets below: This recent article...

Damp Squib Game as No BoE Rate Rise

What an anti-climax! It seems everyone was braced for a rate rise last Thursday except for the Bank of England... The very obvious reference to Netflix's huge hit Squid Game in the subject is certainly a factor in the decision,...

Lowest ever mortgage rate

More news this week on the lowest ever mortgage rate... I am back and truly refreshed after a week away in Jersey. We were very lucky with the weather and got out to explore a lot of what is such...

Mortgage rates continue to fall

It seems that every time I say 'mortgage rates can't get much lower', mortgage rates continue to fall. It was another bumper weekend of sport to keep us all entertained. Probably a good thing as half the UK seems to...

Lowest Mortgage Rates Ever

We are officially in the period of the lowest mortgage rates ever. There are now multiple lenders offering mortgages at UNDER 1%! HSBC was the latest lender to join this club, releasing a market best equally 0.94% 2 Year Fixed...

The negative interest rate debate

Talk of a negative interest rate has bubbled along hand in hand with the pandemic, but it isn’t always clear how, and why, this may come to pass. Also, and crucially from our perspective what impact would that have on...

COVID-19 and your mortgage | Q1 over

COVID-19 and your mortgage, what happens now? For many, it may have passed your notice that the first quarter of the year ended last week. The first quarter of the new decade has certainly been eventful... Thoughts on COVID-19 and...

Deja Vu … lack of human connection

Lack of human connection. Last week had a strangely familiar feel, but not in a good way. Three things that struck me were: A Ruthless Tory cabinet re-shuffle. RBS Re-brand to NatWest. Yet another person directly linked to Love Island...

Interest rates holding steady

As we left the EU and being an England rugby fan, this has been a pretty tough weekend! Interest rates holding steady. That said, I can bask in the glory of a correct prediction on the Bank of England meeting...

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