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Tag: London Mortgage Broker

Limited Company Buy to Let mortgage

With the tax treatment of rental properties set to be punitive for the foreseeable future, more and more clients are turning to buying (or converting) investment properties via a Limited Company - a Limited Company Buy to Let. This has...

40 Year Fixed Rate Mortgage

As we start to ebb out of lockdown with schools re-opening, making bookings for pub gardens from the 12th April (and willing to sit outside no matter the weather) and with the very brave of us booking holidays for later...

95% Mortgage Guarantee Scheme

In the budget last week, the most interesting thing to come out of it from a mortgage perspective was the “95% Mortgage Guarantee Scheme” which is set to launch in April. The aim is to help people buy a property...

Budget 2021 response and mortgage impact

Chancellor Rishi Sunak, put in a very vote friendly Budget 2021 this week. Extending many Government grants, support and lifelines, while being a very property focused. His balanced tone and measured responses, are very refreshing in the face of a...

How to get a mortgage in Lockdown

With England going into lockdown until at least the 15th February, we wanted to update you on how we can get you a mortgage in Lockdown as the property market still remains open throughout this period. If you are looking...

With Lockdown 2 can I move home?

Here we go, the seemingly inevitable 'second wave', which has led to a semi lockdown from the 5th November (thank God there is childcare/schooling this time...). Rather than setting off fireworks, it has dampened things down considerably, but we have...

House Prices vs Mortgage Lending

No, this isn't the most dull wrestling match up of all time, but instead a look at the rather complex relationship between house prices and how they affect mortgage lending. With house prices shooting up, surely that is a good...

The mortgage market heats up

Data released from the Bank of England showed that mortgage approvals doubled in July compared to June! And so as the weather cools, the mortgage market heats up! 66,300 loans were approved which is only just down from the 73,700...

Mortgage criteria tightening

It is no surprise to see lenders starting to tighten the purse strings a little and so see mortgage criteria tightening in specific aspects. There have been a few articles creeping in over the last week or so which shows...

Mortgages for Life’s Goals

For the eagle eyed regular readers, you will have noticed that we are sporting a smart new logo! This is going hand in hand with a slight refresh of the website, and a new strap line Mortgages for Life's Goals....

Opportunities in this mortgage market?

For the last few weeks the opportunities in this mortgage market has felt a bit like playing 'Whack-A-Mole' as lender criteria changes, interest rates change, and latterly, valuation policies change. But as is always the case, things start to settle...

Market recovery continues

Last week we saw the most positive updates from lenders since lock-down as the market recovery continues. Many lenders returning to the market with increased offerings around how they can conduct surveys, raising their LTV restrictions (meaning it is now...

Business as usual

We are operating business as usual. While completely respecting the situation we find ourselves in, we do also intend to carry on as best we can to ensure all our clients get the same excellent service you would expect from...

When to remortgage

Richard Campo, founder and managing director of mortgage and protection advisors Rose Capital Partners, shares his advice on when to remortgage with Marsh and Parsons. What to consider when remortgaging If you find yourself coming around to remortgage time, or...

The cost of free legal work

When you are looking at arranging your next remortgage, it is often a given that you will use the lenders ‘Free Legal’ service. As long as you kick off the process in good time, that will be the best option...

When, how and if to remortgage?

It was interesting to see that UK Finance released figures on 26th November stating that Remortgage loan approvals were up nearly 13% in October this year, compared to October 2018. That is also a step up from last month's figures...

Should you wish to speak to one of our mortage brokers or protection advisers, Click Here and you will find everyone’s contact details.

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Rose Capital Partners Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.


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