mortgage broker london

Big hits in the mortgage world

We've seen some big hits in the mortgage world this week so here's an update from your favourite London Mortgage Broker. Booming Numbers Last week saw some really big numbers so I felt it was worth exploring that in more...

Damp Squib Game as No BoE Rate Rise

What an anti-climax! It seems everyone was braced for a rate rise last Thursday except for the Bank of England... The very obvious reference to Netflix's huge hit Squid Game in the subject is certainly a factor in the decision,...

100% Mortgage Lending Back!

Before I get onto 100% mortgage lending I just want to give my take on the Pandora Papers. For anyone familiar with the Greek Myth of Pandora's Box, it is actually a way more complex tale than simply regretting finding...

Why use a mortgage broker?

I'm often asked why use a mortgage broker when I can go online or talk to my bank? In this week's blog, I explain why a good mortgage adviser is more than simply finding the best mortgage for you. It...

Broker only mortgage deals

Before I talk about broker-only mortgage deals, some news on our fundraising. While many of you were tucked up snuggly in bed this morning, 4 of us ran the Vitality Half Marathon across London. Very well done for Nick Plappert...

Catch 22 in the housing sector

Quite an eventful week in the financial world and Catch 22 in the housing sector. Spending review Rishi Sunak has decided to do away with the budget this year and instead replace it with a spending review. With so many...

Market Update

Market Update – Once again, the sweet science served up monster helping of drama at the weekend! (that is the Wilder vs Fury fight in case you were wondering). But what really grabbed me was the post-fight Interview with Tyson...

Mortgage Market Update

Market Update – You would have been living under a rock if you haven’t been caught up a debate that starts with the letter B this week. I have remained relatively tight lipped on the subject to date, mainly as...

Mortgage Market Update

Market Update – We are starting to see some very positive moves by lenders in the last few weeks. Sainsburys have just launched with us (we are just checking if you get a million Nectar points per mortgage!) & NatWest...

Mortgage Market Update

Market Update – The budget looms large later today, but will it be full of tricks or treats? With Theresa May suggesting an end to Austerity it has made it a lot more interesting than I had expected. If I...

Mortgage Market Update

Market Update –  M&A action is back in a big way in the mortgage world! (That is Merger & Acquisition, not the place where you buy your chinos). Last week Virgin Money was acquired by CYBG, the parent company that...

European Mortgage Credit Directive

The upcoming MCD (for short), which comes into effect from the 21st March could have a significant impact. As the name would suggest, this is a European wide change so that all EU members disclose mortgage agreements in the same format....

Increase in Stamp Duty

This has been quite well documented, but as of 1st April this year, the Government are introducing a 3% increase to Stamp Duty on house purchases where this is not your main residence. So this will impact any purchase of...

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Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Rose Capital Partners Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.


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