Mortgage Market

Mortgage Lending Innovation

In our mortgage world it has been a very interesting week, with new mortgage lending innovation, doing huge levels of business, and general all-round positivity, so on that note, you may find some of the below of interest. While much...

Rise in interest rates expected

I have been quite flattered of late as I have been approached by several journalists and news outlets for commentary around the expected rise in interest rates. I have selected a few of the more interesting snippets below: This recent article...

Mortgage Loans Get Larger

Navigating the complex world of mortgage loans may seem tough but if you feel you have had a hard week, just spare a thought that it could be worse, you could be Ole Gunnar Solskjaer... Conversely, it's a good time...

100% Mortgage Lending Back!

Before I get onto 100% mortgage lending I just want to give my take on the Pandora Papers. For anyone familiar with the Greek Myth of Pandora's Box, it is actually a way more complex tale than simply regretting finding...

Broker only mortgage deals

Before I talk about broker-only mortgage deals, some news on our fundraising. While many of you were tucked up snuggly in bed this morning, 4 of us ran the Vitality Half Marathon across London. Very well done for Nick Plappert...

The Start Of A Property Boom?

So why could this be the start of a property boom when much of the economy has suffered so badly in recent times? After many years of asking, I finally relented and went camping with my mother over the weekend....

Lowest ever mortgage rate

More news this week on the lowest ever mortgage rate... I am back and truly refreshed after a week away in Jersey. We were very lucky with the weather and got out to explore a lot of what is such...

Mortgage rates continue to fall

It seems that every time I say 'mortgage rates can't get much lower', mortgage rates continue to fall. It was another bumper weekend of sport to keep us all entertained. Probably a good thing as half the UK seems to...

Lowest Mortgage Rates Ever

We are officially in the period of the lowest mortgage rates ever. There are now multiple lenders offering mortgages at UNDER 1%! HSBC was the latest lender to join this club, releasing a market best equally 0.94% 2 Year Fixed...

Deadline day for UK Property market

The bi-annual football transfer windows always make for interesting viewing, especially the ‘Deadline day’ action. For once in the mortgage broker world, we have had something equally exciting in the UK Property market. With the Chancellor announcing the extension of...

Bounce back in the property world

If your weekend was anything like mine, you had the very strange experience of sunbathing on Easter Sunday, only to see snow on Monday! God bless the British weather... Today's Government press briefing didn't tell us much we didn't know....

40 Year Fixed Rate Mortgage

As we start to ebb out of lockdown with schools re-opening, making bookings for pub gardens from the 12th April (and willing to sit outside no matter the weather) and with the very brave of us booking holidays for later...

95% Mortgage Guarantee Scheme

In the budget last week, the most interesting thing to come out of it from a mortgage perspective was the “95% Mortgage Guarantee Scheme” which is set to launch in April. The aim is to help people buy a property...

Budget 2021 response and mortgage impact

Chancellor Rishi Sunak, put in a very vote friendly Budget 2021 this week. Extending many Government grants, support and lifelines, while being a very property focused. His balanced tone and measured responses, are very refreshing in the face of a...

Mortgage market continues to strengthen

Another week goes by and the mortgage market continues to strengthen, where lenders are increasing the number of products they offer, and decreasing the amount of deposit they now require. Which is bolstering the market. On top of that, lenders...

With Lockdown 2 can I move home?

Here we go, the seemingly inevitable 'second wave', which has led to a semi lockdown from the 5th November (thank God there is childcare/schooling this time...). Rather than setting off fireworks, it has dampened things down considerably, but we have...

How much mortgage deposit do you need?

Probably the hottest topic in the mortgage world right now is the impact the level of mortgage deposit you have, has on the availability, and cost of, loans you will be offered. This is an area where a mortgage broker...

Mortgage Market Update

Market Update – You would have been living under a rock if you haven’t been caught up a debate that starts with the letter B this week. I have remained relatively tight lipped on the subject to date, mainly as...

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Rose Capital Partners Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.


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