Remortgage

Rise in interest rates expected

I have been quite flattered of late as I have been approached by several journalists and news outlets for commentary around the expected rise in interest rates. I have selected a few of the more interesting snippets below: This recent article...

100% Mortgage Lending Back!

Before I get onto 100% mortgage lending I just want to give my take on the Pandora Papers. For anyone familiar with the Greek Myth of Pandora's Box, it is actually a way more complex tale than simply regretting finding...

Why use a mortgage broker?

I'm often asked why use a mortgage broker when I can go online or talk to my bank? In this week's blog, I explain why a good mortgage adviser is more than simply finding the best mortgage for you. It...

London Rental Market Rebounds

As frightening as this is, we enter September this week! and I'm talking about the London rental market and house purchase completion times. The pandemic has completely shot my sense of time to pieces, but what I am hoping is...

Lowest ever mortgage rate

More news this week on the lowest ever mortgage rate... I am back and truly refreshed after a week away in Jersey. We were very lucky with the weather and got out to explore a lot of what is such...

Mortgage rates continue to fall

It seems that every time I say 'mortgage rates can't get much lower', mortgage rates continue to fall. It was another bumper weekend of sport to keep us all entertained. Probably a good thing as half the UK seems to...

Bounce back in the property world

If your weekend was anything like mine, you had the very strange experience of sunbathing on Easter Sunday, only to see snow on Monday! God bless the British weather... Today's Government press briefing didn't tell us much we didn't know....

The negative interest rate debate

Talk of a negative interest rate has bubbled along hand in hand with the pandemic, but it isn’t always clear how, and why, this may come to pass. Also, and crucially from our perspective what impact would that have on...

Mortgage market continues to strengthen

Another week goes by and the mortgage market continues to strengthen, where lenders are increasing the number of products they offer, and decreasing the amount of deposit they now require. Which is bolstering the market. On top of that, lenders...

How do online mortgage valuations work?

As we are into lockdown #54, it is timely to look at the role of the valuation, in particular online mortgage valuations, when looking to obtain the best mortgage rate possible. In a normal situation, you have a mortgage valuer...

How to get a mortgage in Lockdown

With England going into lockdown until at least the 15th February, we wanted to update you on how we can get you a mortgage in Lockdown as the property market still remains open throughout this period. If you are looking...

House prices up, up and away?

Since lockdown 1.0 ended, there has been a surge in house purchase activity, the like of which we haven’t seen since 2007. House prices are up, up and away! So is this just a reaction to pent up demand? Will...

Mortgage broker in it for the long run

Yesterday's London Marathon served as a perfect allegory for how this year has played out to date. As a mortgage broker we're in it for the long run. Congratulations to our very own Mike Brooker Firstly, huge congratulations to Rose...

Catch 22 in the housing sector

Quite an eventful week in the financial world and Catch 22 in the housing sector. Spending review Rishi Sunak has decided to do away with the budget this year and instead replace it with a spending review. With so many...

The mortgage market heats up

Data released from the Bank of England showed that mortgage approvals doubled in July compared to June! And so as the weather cools, the mortgage market heats up! 66,300 loans were approved which is only just down from the 73,700...

COVID-19 and your mortgage | Q1 over

COVID-19 and your mortgage, what happens now? For many, it may have passed your notice that the first quarter of the year ended last week. The first quarter of the new decade has certainly been eventful... Thoughts on COVID-19 and...

The cost of free legal work

When you are looking at arranging your next remortgage, it is often a given that you will use the lenders ‘Free Legal’ service. As long as you kick off the process in good time, that will be the best option...

When, how and if to remortgage?

It was interesting to see that UK Finance released figures on 26th November stating that Remortgage loan approvals were up nearly 13% in October this year, compared to October 2018. That is also a step up from last month's figures...

Market Update

Market Update – Once again, the sweet science served up monster helping of drama at the weekend! (that is the Wilder vs Fury fight in case you were wondering). But what really grabbed me was the post-fight Interview with Tyson...

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Your property may be repossessed if you do not keep up repayments on your mortgage.

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Rose Capital Partners Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.


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